Richard works with businesses & individuals to address their financial planning requirements, whether they be long term or short term. His emphasis is on establishing and maintaining a cohesive relationship with his clients, providing them with a bespoke source of trusted advice as their objectives evolve. Richard works with clients all over the United Kingdom from London to West Wales and Bristol to Birmingham. His advice covers all areas of wealth management including but not limited to, retirement planning, protection and investment planning.

Originally from Rhondda Cynon Taff, Richard began his career in financial services over 30 years ago after serving in the Royal Marines. He brings with him a wealth of experience and knowledge in addition to having a personal belief that his clients should always come first. He previously worked for firms such as AXA, Legal and General whilst also rising to become Managing Director of Monmouthshire Building Society’s Independent Financial Advisory arm.

Within St. James's Place, Richard is a committee member of the St. James's Place Charitable Foundation for Wales and one of it’s past Representative’s for Wales – building upon his many years of charity work on a local and worldwide basis. Outside of work, Richard is an active member of his local community, a PADI qualified scuba diver, a father to two children and grandfather to two grandchildren.